Residential Mortgage Underwriter (Bilingual - French/English)

Attention Bilingual (French/English) Mortgage Underwriters – we are looking for you!

CanWise Lending is looking for a Residential Mortgage Underwriter to add to our expanding and fast growing team.

This role will be focused on rendering credit decisions on incoming applications, while adhering to the Company and Insurer policy and guidelines and focusing on client satisfaction.

Responsibilities and Duties

• Maintain positive relationships with clients, insurers, and all external contacts.
• Adjudicate and verify Mortgage applications, credit reports, income documents for completeness and accuracy, as well as other credit information.
• Terms and conditions on all mortgage applications.
• Review of real estate appraisals for consistency, with prevailing market conditions.
• Follow up on outstanding conditions/documents.
• Review and verify all supporting documents - full case underwriting which includes document fulfillment.
• Prepare and issue mortgage commitments.
• Loan to Value analysis.
• Ensure due diligence at all times prior to signing off on any mortgage documents.
• Continued focus on service excellence.
• Stay current with the latest industry knowledge, competition, and market trends.

Required Qualities and Skills

• Self Motivated
• Analytical: You can break down complex information for our clients
• Resourceful: You may not have all the answers, but you know how to get them
• Proactive: You are never idle and love being busy
• Positive attitude: We have a great culture and want to preserve
• Ability to build and maintain positive relationships
• Strong aptitude for service excellence
• Proved interpersonal and communication skills - both in English and French
• Ability to multitask and pay strong attention to detail
• Organizational and time management skills
• Ability to work in a high volume environment with tight turnaround times
• Minimum 2 years of previous mortgage underwriting experience required

Why is this an amazing opportunity?

CanWise Lending is part of Ratehub Inc., Canada’s #1 mortgage lead generation company.

We were named the ‘Brokerage of the Year’ in 2018, 2019, 2020 and 2021!

We have funded over 10 billion of mortgage volume

Our ideal candidate profile?

2+ years of underwriting experience with excellent work ethics.

Our ideal candidate is a highly intelligent, resourceful and self-motivated individual, with a strong financial aptitude and excellent customer service skills - sound like you?

Our Offer

• Be part of a high-performing team and company growing exponentially
• Competitive compensation package consisting of salary, bonus, 3 weeks paid vacation and health benefits paid by the employer.

CanWise Lending welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.