Financial Services Credit Risk Manager

A career in our Financial Services Credit Risk practice, within Risk Consulting services, will provide you with the opportunity to help organisations rethink their approach to risk by developing a distinctive strategy and creating capabilities and performance. We play an important part in helping our clients assess, design and develop solutions that not only help them manage risk but also transform risk and complexity into a sustainable advantage.

Purpose-led work you’ll be part of

As a Credit Risk Manager, you’ll work as part of the leadership team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:

• Leading the execution of credit risk projects, such as model development, validation and implementation of credit risk methodologies including but not limited to obligor and facility risk rating, Basel regulatory capital, economic capital, and stress testing models, allowance for loan and lease loss models (e.g., IFRS9). Assist assurance teams with reviews of clients’ model development and validation processes

• Collaborating with different lines of business to develop new service offerings such as climate risk modelling, artificial intelligence/machine learning model risk management, etc

• Collaborate with the team members at various levels to lead and develop compelling client proposals, white papers, thought leadership and points of view, describing the business challenge and proposed business solutions.

• Provide coaching to team members during project execution as well as career development

• Build and maintain effective, trusting and collaborative client relationships

Experiences and skills you’ll use to solve

• Excellent oral and written communication skills in English

• Experience in credit risk management and credit risk modeling

• Hands on experience in a financial services risk department with credit risk modeling

• Sufficient experience using Retail and Wholesale credit modelling techniques for adjudication, risk management, capital management and allowance calculations (e.g. IFRS9)

• Development, implementation and assessment of quantitative credit risk measurement methodologies

• Master’s or PhD degree in Economics, Statistics, Mathematics, Physics, Engineering, Financial Engineering

• Advanced analytical, problem solving and multitasking/project management skills

• Good understanding and knowledge of credit risk processes, credit risk analytics, risk rating methodologies, risk management policies and risk management organization structures

• Direct experience in Credit Risk Governance and Credit Policy groups in a major North American (preferably Canadian) Financial Institution

• Exposure to a wide range of retail (consumer and small business) and commercial lending products and processes (such as commercial & industrial loans, commercial real estate, asset-based lending, project finance, leasing, etc.) would be an asset

• Prior experience within a consulting or advisory role (or capable to work in a consulting/audit environments and project-based work)

• Proven abilities, especially creative problem-solving, to utilize credit risk management software, data and methodology in the completion of client engagements, including leveraging related technology vendors and their application

• Exceptional commitment to providing excellent client service, by building and maintaining productive relationships with both internal and external clients

• Strong abilities to write and deliver proposals to prospective clients, including leveraging PC applications including Microsoft Word, Excel, PowerPoint and Project

• A demonstrated commitment to valuing differences, developing and coaching diverse teams, and ensuring diverse perspectives are heard

Why you’ll love PwC

We’re inspiring and empowering our people to change the world. Powered by the latest technology, you’ll be a part of amazing teams helping public and private clients build trust and deliver sustained outcomes. This purpose-led work, and our continuous development environment, will take your career to the next level. We reward your impact, and support your wellbeing, through a competitive compensation package, inclusive benefits and flexibility programs that will help you thrive in work and life. Learn more about us at http://pwc.com/ca/whypwc.

Your Application to PwC

We embrace new technology to deliver securely and differently for our candidates. To protect your personal information, apply at http://pwc.com/ca/careers and visit http://pwc.com/ca/applytopwc to learn more about what your recruitment experience could look like.

Putting the safety of our people and clients first as we look to a hybrid future

At this time, PwC does not require, but strongly encourages, full vaccination in order to access its offices. Some of our clients may require vaccination and other restrictions to be in place to access their premises. You may, therefore, be required to be vaccinated and comply with all other restrictions where applicable. At PwC, the future ways of work will be a hybrid of in-person and virtual, allowing choice and flexibility to explore new ways of working and collaborating, based on client, team and individual needs.

At PwC Canada, our most valuable asset is our people and we grow stronger as we learn from one another. We’re committed to creating an equitable and inclusive community of solvers where everyone feels that they truly belong. We understand that experience comes in many forms and building trust in society and solving important problems is only possible if we reflect the mosaic of the society we live in.
We’re committed to providing accommodations throughout the application, interview, and employment process. If you require an accommodation to be at your best, please let us know during the application process.